Entrada - João Carlos Pinto Correia | Página Profissional http://web.joaocorreia.net/index.php 2012-05-20T12:10:37+00:00 Joomla! - Open Source Content Management - Version 2.5.4 Mais de 80% das empresas tem dificuldades de liquidez 2012-05-09T13:52:08+00:00 2012-05-09T13:52:08+00:00 http://web.joaocorreia.net/index.php?option=com_content&view=article&id=72:mais-de-80-das-empresas-tem-dificuldades-de-liquidez&catid=90&Itemid=480&lang=en João Carlos Pinto Correia jcorreia@ofha.pt <h3><strong><img 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KXmgqHA6WfSxif0vof6TzWcnBz4nBzZTkDhcHW45i6ZRwBw1si5YH/mLh46/NB9tJ9k9fGlrhCXHmSuDezjzi5Lv0H1U7PcfHG9h8tF6BHUcgNRyO/8Adbdx3xNWxnccaJr+Oqfejx/UrsuJBHgt2xBbR0RcQAN11W17Oetg/BuDF9RnI0YdPNenwUY3dqgcCwoQRgAanU+JTRztFzM+XzrguxzpbZ8mcAEuleEY/VCT0/RLkHI2xNXNBK1wmYxu12Kyru7yX6hnF7FVdyRzTmuSnFO1xD7C4FgeYBXEsOqzpmgxODnFo01G46IgQPuDmDh1IBNvMFR9HV1tbFFXhET/AI4mHxtr7hKpOCad50zs8jf5G6o8Vm7JmYi4uBv+iVU2LNc8AP3OzmkH0I0Toda2ietJ6Ytf9nZ/BKD4Obb5hLK3hOpj2Zn8WEH5bq5fiLWHLe5tew3tsuHYhcGwPqLLVkv2F44zyLFhIzSRjhrbvN+pCXw4hIwjK5zDp8DnAX56A2XrVVLfcA+BSKtwmF/xRNv1AsfkqJe+xLpIk4uMalmnaZ9vjaDe9+Yt0VjwxjbqiLM4AEOLe7extYg6+aR1HCURvlLm38cw08Cm3DeF/d2FubNd1wbW5Bv0W0loW6RU4frceNvfRMuGYctMz/Vd3udP0S/Cxz8U/oYWsjawbNaAPQKDK+NFvxlxsMaF8c1dRlfSVKXmRasfvDRz+RWGLV4YA22rhfpolMuKDLpe52vy8bpkw3yZpMRca8OyVM4mikacrA0MJynS5Nnbbk6IDD5JYr9q1zRsb/yxVLS1AJR7mtIsQCE5NzwHMkZVNa/wXOG0eXM65JuAL/P6J/iPC0cgPZvMTj07zfY/uscM4ZljuHSNeCb6Ag2sBz8kbyJo1LTGNBq0E6dPHxTVj9OqBfERoBoNAtYJLbpFchHFaSNRo4aj0TOFwc0HqL/ugJ7OC+4XUWJjOh3b4jmhfQFra2eYB5Gl/NUPDMIzZnctkqbS8ym+FzgaBdjI9zpHzsPT2V7akLrtgUvgF0V92uFzGki6abRoQCuHMQ0rXNWJrSN0SkB5Euzqspw4ahIJIcjk6lrQQgZrFPx7XZNm8aXA3wSa7HADMbbdUxETb7EeFj9FN4ROI3m5IBHJUkNYCAQ4Hz3U+WdVwX/GpVBH/abG+0TtezFwbcnHa48lHMxM54zG7K5uUWubuPO4PVXv2kQOdTseD3WO7wvvfQEKCqa8ERkMDHM2IHxG4IJPVdD43OJIm+Qv/TY64oxE/eGxgBpaG5ib7u8egRWF4h2dSIXuz57Br2uu0X20KH+0EtL4Lts8xAueNL7aeNkswkshq4XF5kZdp5XBOmvkSiUqsYDnVaHOJ4p2MphOWUt6h1wTrbMOa7hrGyjQtvbVoNyPNI+LKR0Fc4sdnLnCQWPeaXfhXHDAc+sOa7XWcXA21PSy8oXh5L+HqXOhlJVEbgtsSL2JGniETDXMa3M4gN6m/wCi5q4XBzgCHd6+Ui5F/HdCVbHPhcMgJ5NN9+tyvaTQporcGxBj9GuBPTn7Iv8Ax4RyuY7Sx0PgdV5nhczopoyWSXa5umtjy316ql45xE0/ZzWuxwLXD/UNR7j/AOVPkxJVz7K8VPXBfU+KA6ggpg2UEXXmvD+LxzNBa7KTsDoqymkezfUet1HeNLorjK/aGtbSCRtjcHkRuFK4vQOiJNtLX8CBzH7KogqQRuhOKIc1HMR8TIpHN88jtEMU5emN75R53DxRDIRkeDfpe48xum9Li55OuvKsFbleTJdjTpmAzEDmctxdWGJcHSERvgqSX2L49AGvuARqDsQR7p/k/aG6/jLWnxO5sTqmkdcvNeHsTfLGRIC2WN2SQAEkkbHwvY+ypaepdYXsPC93fLZe+tUto956KGWs9Vh941S4P6fNaXus8NGq9jiOTRD1biC143ab/wA+azp5uS1qGXCU1pjVyTc8XdX7CYO+tHC61w/Ry6Lf4nzWPllJBFojI0PEdFoHrns6E6RpJCCltRRhMWyL9I269NNHrhUiYqqFwN2ocPB0OhVFIyyEqsMa8XG6pnJ/SC8L9f8ABG9j2m4RTcXbbvAgjwuF+BdGcr9uRW8kQAzAXCNtPsXhbl8AHGFS2Wivmy5SC3x8LLz8yvLOrQf1V5XGKoYYy630KnKjgyQDuSBw6KjA1E6ZRdbez5jGIOkooPxBtw47kHkEmhqmtLHN+JpBIOxsbjRN5cHlZTFnPNcgcwlLnOaLPjPnb6p8a1pAb2POLpAZY5mktfKwPc3oRsQUDQzubUxSSHchxdf01913X1AfRRF7SXhxa12xDRyKTC9gc19dt1kz+Og2+dlNxbMRMDYhpbo5vM+JQ2EVpeXMuSC29zuEbjE2eGB40abgjodkNA1sbmva6/5htogX66Mc+QfCx1muBDuhsQfUhOMRpGVdMYpPB2mhBHMFBtjYMwyuafia4XsQfJa00gGzr9Um15Hp3B3wNhEOSWkfqWEFrjbNbkR6Ef7U4kwyopv8txewcj3hby3b6GyicQxk0tbFMDZrgY3dLt1F/QkegXpeCcSxVABY9pPgf5ZRZU4e1yi7G1S0+xdT8UsGkzDH/q+Jl/MbI/FqjtKKcxOD7xPsWkHltp4XTGswaKYd5tieY0P91LVnBcsJL6d5B3szQnzbs7ySk5p/wdqpPL65mcAM1LuQt7J/h88kTIInaFrL+IsTYH3+SCjpeyqM5jY7U3a4HLrv3eR8j7Kmx2ejmps8LTDUd1lhfUXuc17te3fU6i/u+pra4GzlSJSnqT/iUrm/A/4hyJ0F/O9/dU8ZcNrfIKdw6kLJATr1Kroob3Kf4+CJ6yeXJ9jdfcrUOIWjICvr47IHyemj8x6KZWi2qWPKyzlD4bHLLoZ1MIASxs2Uomqq9EhqKvUqiJbRxfJJcFbTYoLLYV6i6av1TBlYUNYRd/IaKuKsRUdQpWCtTKGsSKxDMfyR2+xCBcSw+C6p6m67qNQlpa4KXXkto+S07ZGrBlEWgjks4KnKbJpHKHBa25BlTfPs8z4mozDLcXAKFpMbe3mrninCO1jNt15JPHNE4gszAHkdfZdDDaueRVY+dFvBxBf4gCjY6uJ+4XnseLAfEHN8wjYMUHJw90x40+hTikXb6CKRuW4t0QEnA0TvhJHkUhixYjmjIcfcOaDwtdM8m12ijm4dDqYQjkO6fFTNRw5VM0yh46g6o6Pih45rp3FLyhlZJ4HeaCKjtWZS3WzA0tKzp6kk2LC3x5IV+OOPJZHEHnkiUvXIt1tmOOwNlcWPF23B31vZLaThEgh0E0kTvO7U4ZSFxudSmdNTEbBZWtBzT9MHocaxWn0D4qho0s+7Xe6eUv2pPbpU0crOro/+oz/1WBbYIZ81hzCmeKK9FKzVIXimJYfiHejnbFP/AK+6HeDx18VM1dE+J+V4HUEEOa4dWuGhCKrY45B3mNd4kAn36oD/AA1t+4S23K5I+eydjhwtb4BvNv0M6CK6pKKnsElwqEi11TUrErKz0Xs6FMsZoExa1ZysU6ooEM0awyptPCgnRp0sXVaEc1RdJ6iTvI0vQVWNV0JWjk436M2TWKZxVGiTommeiqQrnaGrJ0bT1hCThy6bUWSnOybxfosKKe6OdKpOixXKmBxgFS1ieyzFk0uQ6pfzXVHiFtEofW3WbXm636+NMB5XvaK50wc1RmO4V3iQE4pKw80Q+LOEEbxsqV/atMhHYZfcIWfAGn8P0VZUQgEiyxNgq1k2I1SfZJHhy3wucPUrk4HMNpPcKpe4LJ7gi82F5P2TDKGYb5T7hH01G/m1NWRAlOKGgusrJoB02+BPT4aehTKlwjXVPoqMBbsiClrM2HON+xfBhSNZhyPiYFuGhTvIyucaE01GlFZRKsljS+pgRRkPXJGSU9jsv0UacVdIguxsVWr2iOtjDD2J/TNSKhKeU0imyjsTDQ1cPaumuX5xUxXsCmYl8rUzmQMydIiyHLljKLr84ri66iOcuDlsS1DVnddhEa2aBfcq5atEIDej82NbxQFfokzoggp6Mmm2fqPDyU5hw6wW1KNEWVFkt7OhjhdgD6cNQstdlW9eVOYg466ooXl2bfHR+r8R1Sx9eSUJUOWcStmUkIGH3m647ckrhmy+N3W6FjbD2XKraCHRS+FbhWNFsFFnY3Ats1LFk5yKfsgplKiulo2jmRLZUrjOqLjXmjZbCXPQ0q0K5KxGti6piSqaNPpdkrqAqIZNaBad2qc0siUM3TGlW3yDI2jeu3OQ8K0cpmVp8GUpQUxRUqCmTJFUf//Z" border="0" alt="Mais de 80% das empresas tem dificuldades de liquidez" width="256" height="170" style="display: block; margin-left: auto; margin-right: auto;" /></strong></h3> <h3 style="text-align: justify;"><strong>Mais de 80% das empresas portuguesas têm problemas de liquidez devido a atrasos nos pagamentos, segundo um relatório da consultora Intrum Justitia, divulgado hoje.</strong></h3> <p style="text-align: justify;">O barómetro "European Payment Index", da Intrum Justitia, revela que as dívidas incobráveis detidas pelas empresas atingiam os 6.040 milhões de euros no primeiro trimestre deste ano - mais 13% que no mesmo período de 2011. Em toda a Europa, os incobráveis ascendiam a 340 mil milhões de euros.</p> <p style="text-align: justify;">O estudo nota ainda que, perante os atrasos, as empresas estão a reduzir os prazos acordados para os pagamentos - o que poderá exacerbar o problema. Em Portugal, o prazo médio contratado para pagamento reduziu-se de 51 para 50 dias (a média europeia caiu de 36 para 32 dias). O número médio de dias de atraso no pagamento chega aos 40.</p> <p style="text-align: justify;">"As empresas em toda a Europa estão num ciclo vicioso", afirma Luís Salvaterra, diretor-geral da Intrum Justitia Portugal, num comunicado. "Por um lado tentam pagar as suas faturas o mais tarde possível, e por outro tentam receber o mais cedo possível."</p> <p style="text-align: justify;">O "European Payment Index" é um inquérito a 7.800 empresas de 28 países europeus sobre hábitos e comportamentos de pagamentos na Europa.</p> <p style="text-align: justify;">As dificuldades de liquidez sentidas pelas empresas poderão estar a ter reflexos no aumento do incumprimento relativamente ao crédito concedido pela banca.</p> <p style="text-align: justify;">Segundo dados divulgados esta semana pelo Banco de Portugal, 7,7% dos empréstimos concedidos pela banca a empresas não financeiras eram considerados crédito vencido no final do primeiro trimestre deste ano. Este valor era ainda mais elevado para as pequenas e médias empresas, onde o crédito vencido já chega aos 9,4%.</p> <p style="text-align: justify;"><strong>Fonte:</strong> <a href="http://economico.sapo.pt/noticias/mais-de-80-das-empresas-tem-problemas-de-liquidez-por-atrasos-nos-pagamentos_144165.html" target="_self">Diário Económico</a></p> <h3><strong><img src="data:image/jpeg;base64,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" border="0" alt="Mais de 80% das empresas tem dificuldades de liquidez" width="256" height="170" style="display: block; margin-left: auto; margin-right: auto;" /></strong></h3> <h3 style="text-align: justify;"><strong>Mais de 80% das empresas portuguesas têm problemas de liquidez devido a atrasos nos pagamentos, segundo um relatório da consultora Intrum Justitia, divulgado hoje.</strong></h3> <p style="text-align: justify;">O barómetro "European Payment Index", da Intrum Justitia, revela que as dívidas incobráveis detidas pelas empresas atingiam os 6.040 milhões de euros no primeiro trimestre deste ano - mais 13% que no mesmo período de 2011. Em toda a Europa, os incobráveis ascendiam a 340 mil milhões de euros.</p> <p style="text-align: justify;">O estudo nota ainda que, perante os atrasos, as empresas estão a reduzir os prazos acordados para os pagamentos - o que poderá exacerbar o problema. Em Portugal, o prazo médio contratado para pagamento reduziu-se de 51 para 50 dias (a média europeia caiu de 36 para 32 dias). O número médio de dias de atraso no pagamento chega aos 40.</p> <p style="text-align: justify;">"As empresas em toda a Europa estão num ciclo vicioso", afirma Luís Salvaterra, diretor-geral da Intrum Justitia Portugal, num comunicado. "Por um lado tentam pagar as suas faturas o mais tarde possível, e por outro tentam receber o mais cedo possível."</p> <p style="text-align: justify;">O "European Payment Index" é um inquérito a 7.800 empresas de 28 países europeus sobre hábitos e comportamentos de pagamentos na Europa.</p> <p style="text-align: justify;">As dificuldades de liquidez sentidas pelas empresas poderão estar a ter reflexos no aumento do incumprimento relativamente ao crédito concedido pela banca.</p> <p style="text-align: justify;">Segundo dados divulgados esta semana pelo Banco de Portugal, 7,7% dos empréstimos concedidos pela banca a empresas não financeiras eram considerados crédito vencido no final do primeiro trimestre deste ano. Este valor era ainda mais elevado para as pequenas e médias empresas, onde o crédito vencido já chega aos 9,4%.</p> <p style="text-align: justify;"><strong>Fonte:</strong> <a href="http://economico.sapo.pt/noticias/mais-de-80-das-empresas-tem-problemas-de-liquidez-por-atrasos-nos-pagamentos_144165.html" target="_self">Diário Económico</a></p> Novo Regime Jurídico da Concorrência 2012-05-08T21:48:27+00:00 2012-05-08T21:48:27+00:00 http://web.joaocorreia.net/index.php?option=com_content&view=article&id=71:novo-regime-juridico-da-concorrencia&catid=91&Itemid=481&lang=en Super User jcorreia@ofha.pt <p>Foi aprovada a <a href="http://dre.pt/util/getpdf.asp?s=diad&amp;serie=1&amp;iddr=2012.89&amp;iddip=20120871" target="_blank">Lei n.º 19/2012, de 8 de Maio</a>, a qual aprova o novo Regime Jurídico da Concorrência, revogando as Leis n.º 18/2003, de 11 de Junho, e 39/2006, de 25 de Agosto, e procedendo à segunda alteração à Lei n.º 2/99, de 13 de Janeiro. </p> <p>A lei entra em vigor dentro de 60 dias (a contar de 8 de Maio de 2012).</p> <p>Foi aprovada a <a href="http://dre.pt/util/getpdf.asp?s=diad&amp;serie=1&amp;iddr=2012.89&amp;iddip=20120871" target="_blank">Lei n.º 19/2012, de 8 de Maio</a>, a qual aprova o novo Regime Jurídico da Concorrência, revogando as Leis n.º 18/2003, de 11 de Junho, e 39/2006, de 25 de Agosto, e procedendo à segunda alteração à Lei n.º 2/99, de 13 de Janeiro. </p> <p>A lei entra em vigor dentro de 60 dias (a contar de 8 de Maio de 2012).</p>